![]() ![]() The statements gave the false impression that the finances had been independently verified by an outside audit firm. These misrepresentations were made in monthly statements mailed to investors that falsely showed profitable investments. 1 Global also paid substantial commissions and other expenses with investor funds without disclosing the extent of these payments.Īccording to the court record, co-conspirators at 1 Global made false statements to investors that gave the impression that 1 Global had an independent auditor. Furthermore, the conspirators misappropriated large amounts of cash for themselves, including, primarily, to support the lavish lifestyle of Individual #1. In reality, 1 Global business lost money and ultimately used new investor funds to pay back earlier investors who sought to cash out in a manner consistent with a Ponzi scheme. 1 Global promised investors that all or nearly all of that money would be applied to various MCA agreements with the investor supposedly receiving a portion of the proceeds paid back by the merchants. Heide, and others made false and misleading representations to investors and potential investors as to the profitability of 1 Global’s business in marketing materials and periodic account statements. In order to attract investments, Individual #1, Schwartz, Attorney #1, co-conspirator Alan G. On or about June 5, 2014, 100% of the issued and outstanding shares of 1 Global were transferred under the umbrella of Individual #1’s purported family trust, and designated as the trust property. Schwartz also served as the designated trustee for a purported family trust and an art trust for which Individual #1, the de facto owner of 1 Global, served as the grantor. Schwartz was a director and consultant at 1 Global, and also held out as a Chief Operating Officer in the company’s marketing materials. In many cases, the commissions were not fully disclosed to investors. 1 Global raised money using investment advisors and other intermediaries, with promises to these advisors of significant commissions. The investors would supposedly receive a proportionate share of the principal and interest payments as the loans were repaid. To fund these loans, 1 Global obtained funds from investors nationwide, offering short-term investment contracts that promised to “place” the investors’ money in MCAs. He faces a maximum statutory sentence of up to five years in prison and a fine up to $250,000 or double the gross proceeds of the offense.Īccording to the court record, 1 Global Capital LLC (1 Global) was a commercial lending business based in Hallandale Beach, Florida, that made the equivalent of “pay day” loans to small businesses at high interest rates, termed merchant cash advance loans (“MCAs”). Schwartz is scheduled to be sentenced on Maat 3:00 p.m. Hunt to the single count information, charging him with one count of conspiracy to commit wire fraud and securities fraud, in violation of Title 18, United States Code, Section 371 (Case No. ![]() Steven Allen Schwartz, 75, of Delray Beach, Florida, pled guilty before U.S. De Palma, Special Agent in Charge, Internal Revenue Service, Criminal Investigation (IRS-CI), Miami Field Office made the announcement. Piro, Special Agent in Charge, FBI Miami Field Office, and Michael J. The scheme, which authorities describe as “Ponzi-like” in court filings, came tumbling down in 2017 when 1 Global Capital LLC filed for bankruptcy.Today, a former consultant who also served as the Chief Operating Officer of 1 Global Capital, LLC pled guilty for his role in connection with a $287 million securities fraud scheme involving a commercial payday loan business that operated from early 2014 through July 2018 and impacted more than 3,400 investors in 42 different states.Īriana Fajardo Orshan, United States Attorney, Southern District of Florida, George L. But the investments were technically securities, unregistered - and illegal, according to the Securities and Exchange Commission. It was mainly senior citizens who invested in the company, which purported to offer short-term loans at high interest rates to small- and medium-sized businesses. Schwartz, the chief operating officer for the company, was charged Monday with conspiracy to commit wire fraud and securities fraud. Steven Schwartz, 76, of Delray Beach, was a director and consultant for 1 Global Capital LLC, helping run the $287 million operation that helped support the lavish lifestyle of his boss, according to the U.S. A Hallandale Beach-based company ran a multimillion-dollar Ponzi-like scheme that preyed on over 3,400 investors across the country, and it has led to criminal charges against several employees, authorities say. ![]()
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![]() ![]() FotoJet, an amazingly simple cute collage maker, provides a lot of delicate templates and pretty clipart images for you to design cute collages in a simple and quick way. Of all the websites we looked at these were the easiest to use. Making a cute photo collage is a special way to show photos you particularly love. Instantly apply effects like remove background, masking, adjust opacity, preset. After you select the picture in the collage you want to modify, editing options will appear in the editor. 4,690+ beautifully crafted layouts for any occasion. Add your photos and edit freely to customize your kids collages. Free online collage maker to capture memories Easy-to-use collage maker to create stunning collages. With plenty of collage template designs, clipart images and art fonts, FotoJet’s kids photo collage maker makes it easy and fun to design your photo collages for your kids. It was a very easy process to use compared to other companies we looked at online. Preserve the moments of your children with kids collages you can create in minutes. I used this service as they provide a really wide range of options that you can't find elsewhere. Your company was the only I could do that.īought one previously and have been very happy with both products. ![]() I wanted to create a collage and put a message on. My daughter loved her birthday present so much.Įxcellent quality, would definitely recommend and order again I chose this company because I liked their layout choices best. I purchased this item as a birthday present for a friend. The quality is very good and we are very satisfiedĮxcellent experience. Versatile Collage Templates Create photo collage from a diverse library of preset collage templates and layouts for easy customization. Perfect for printing as a poster or wall art. I was reimbursed the additional payment immediately. High Quality Save photo collages in high-resolution JPEG, PNG, and PDF. Looked fantastic when delivered really pleased.Unfortunately, my delivery arrived later, despite 24 hours of service, but this was not the fault of company, but from UPS. We had a collage and it work fantastically. Advertisement Collage Maker Easily create a beautiful photo collage using PhotoJoiner’s collage maker. Very easy to operate and load photos, and make them work for you. The canvas is lovely and just what I wanted. Arrange them into a free-form collage or use one of the many templates. Truly no issues with the product, great quality and I’m so happy to have it Print quality was fab and identical to the website images. ![]() I liked the fact that you can do any name, as it adds that person touch, as my daughters name is unusual. Beige Minimalist Sweet 2022 Recap Memories Scrapbook Photo Collage. Overall, a very happy customer and I would certainly use them again.įabulous, brilliant love it, very good quality its awesome Light Blue White Clean Grid Family Photo Collage. I had a very specific idea as to what I wanted and photo-on-canvas was the only website I could find that was able to allow me to create my vision! When the finished product arrived I was really impressed with the quality. ![]() The file is suitable for almost any printing method. The JPEG file is available in three different quality versions - up to 20 megapixels. After having created your collage you can buy a high resolution digital file. Need to advise before purchasing that there would be a shipping charge BeFunkys free online Collage Maker empowers you to create photo collages easily. That’s totally up to you and the collage template you choose. There were some photos that were darker than I would like but I am happy with the resultĪbsolutely first class from start to end. The template was great to display a lot of photos. You just need to add your baby photos to templates and edit freely. FotoJet, the baby collage maker allows you to create baby photo collages easily using numbers of baby collage templates, art text samples and hundreds of clipart images. Top quality - only with the delivery by UPS not entirely Rieden. A baby collage helps you keep the precious and fleeting moments. All participants can look for their favourite photographic memories together with the birthday boy or girl for a wonderful collage of their nickname, for example. Get Started Your All-In-One Creative Solution Watch BeFunky in action to see how it makes your photo editing, collage making, and graphic design workflow seamless. Easy handling, super fast processing and delivery. Letter collage for birthdays: The letter collage is also perfect as a birthday gift for friends and family. ![]() ![]() ![]() So if you need some scary background tracks to help set the mood or want to cause the hairs on the back of your players’ necks to stand up when they enter a seemingly safe location, pick up Magnafiend Games: The Sound of Dread! This pack’s tracks come in M4a and Ogg file formats for easy use in MV and MZ, or use them in your favorite RPG Maker engine. ![]() Have the echoing tones of ‘Paranormal Activity’ play when your heroes gather to discuss what they’ve seen that night, or use the frantic strings of ‘Pressed for Time’ warn your heroes that spending too much time together in one spot is dangerous. Let the subtle ‘Don’t Speak, Don’t Breathe, Don’t Exist’ play in the background while your heroes sneak around a haunted mansion searching for an exit, or have its haunting sounds follow them as they explore their school at night. Choose from different styles to suit your story fully orchestrated tracks can make a cutscene even more impactful while tracks that focus more on atmosphere can turn a normal walk down a hallway into a horror story where turning around means facing whatever thing has been following your players this whole time. ![]() Add some depth to your game’s spooky spots and scary scenes with Magnafiend Games: The Sound of Dread! Magnafiend Games has created 10 BGMs that can add unsettling feelings and worry to your horror games, or throw your players a curveball by sneaking them into your RPGs or slice-of-life games. ![]() ![]() Is your music sounding a little muddy? Try pulling down the 1-3K range. You’re able to move sliders along audio frequency bands to change how audio sounds. One of Winamp's signature features is still around: Equalization or EQ. While this is a cool feature, some may find it unnecessary. These will be added to a playlist with all matching qualities, and you can look at them later. With the SmartView feature, you can modify and filter for specific attributes to create a “smart view”. Viewing your files is much improved on Winamp. There’s also an option to disable any style of sorting. Scroll through songs by their albums, artists, or titles it’s up to you. Once you’ve uploaded your media into the app, Winamp will automatically sort them for you. This doesn’t actually do anything, except that whenever you play something with a Winamp tag, it would play in the app instead of loading through Groove by default. The app can also convert all your music and videos so that they’re associated with Winamp. The app allows adding media from either your hard drive or OneDrive. There’s a search bar, so you can find the songs you’re looking for more easily. Customize everything from the size of the player to each mini window. The user interface is one of Winamp’s most flexible features. It’s best to choose this option only if you’ve downloaded Winamp before and want to keep some files default. There’s a custom install option as well, which lets you decide which components you’d like to install. Compared to the easy navigation of VLC Media Player or WMP, Winamp feels like a bit of a maze. The cluttered layout makes it look like they’re trying too hard. ![]() Some users will prefer this option over the modern interface. However, Winamp offers a classic theme at the start of the setup process. If you’re looking for the classic model of the app, it may not be available anymore. Winamp is still free to download but is considered a Freemium app. The latest version of the app is now available. It has also been optimized to work on Windows 10. Not only does it now have a customizable interface, but Winamp has also revamped its file manager and layout. Little did they know, the old-timer app came back with a vengeance. ![]() All-in-one packageĪfter a long hiatus, most users had settled on Winamp no longer returning. You’d notice that on top of media, this app also comes with radio and a browser. ![]() Choose from several skins according to your preference. After you’ve installed Winamp, select a theme for the interface. Play MP3, MP4, or AVI - anything that’s on your music apps is playable here. Winamp is a classic media player that is compatible with most modern file types. ![]() ![]() There are also blocks with dots instead of arrows, which players may hit in any direction from the sides(not poked through the dot). Each one may also be marked with an arrow indicating one of eight possible directions in which the block may be required to be cut through. In each song, the game presents the player with a stream of approaching blocks laid out in sync with the song's beats and notes, located in one of the 12 possible positions of a 4x3 grid. It looks like this.The player uses VR controllers to wield a pair of glowing sabers, which by default are colored red and blue for left and right respectively, although the colors are changeable to any color. Once the icon in the top left hand corner of the screen is green and shows that your device is connected click the “Install APK file from folder on computer” button in the top right hand corner. Open SideQuest and connect your headset to your PC with a link cable. Your Beat Saber downgrade won’t go well if the game is already installed. First make sure that Beat Saber is uninstalled on your headset. apk installation file in hand and SideQuest set up on your computer you are finally ready to downgrade Beat Saber on your Quest device. Installing the Beat Saber APK - Downgrade Beat Saber On the Quest 2 If you run into difficulties downloading the file then double check and make sure you’re logged into a Facebook or Meta account that owns Beat Saber on /experiences/quest in a separate tab in the same browser window. Now select the version that you want to download and hit the download button. apk files, so make sure you download and install that instead of the easy version. The advanced SideQuest version is needed to install. ![]() Go to this link and download the Advanced Installer. Once you can connect your PC to your headset you will need to download SideQuest on your PC. If you don’t have one there are plenty online that are not as expensive as the official Link Cable. So you’ll need to have or go and get an Oculus Link Cable or comparable USB 3 cable. If you’ve come here from our Beat Saber mod installation guide then you should already have everything you need and already have set up SideQuest, so feel free to skip to the next section called “Downloading the Beat Saber APK.”įirst you will need a cable that can connect your PC to your headset. ![]() ![]() Before you start following this guide to downgrade your Beat Saber version though, make sure you have everything that you will need. If you need an older version of Beat Saber you’ll have to get your hands on an APK for an old version and install it manually via SideQuest. Required Tools and SideQuest - Downgrade Beat Saber On the Quest 2 Oh, and if you’re downgrading Beat Saber so that you can install mods, then check out our Beat Saber modding guide for the most straightforward way to install Beat Saber mods. This guide works for all Oculus Quest devices such as the Quest 1, Quest 2, or Quest Pro. Whether you want to downgrade Beat Saber so that you can install mods, or just enjoyed an older version for whatever reason, here you’ll find how to downgrade Beat Saber as easily as possible. Well don’t worry, because downgrading your Beat Saber version on any Meta Quest device isn’t too hard. ![]() If you want to downgrade Beat Saber on the Quest 2, then you might be having a tough time with it. ![]() ![]() ![]() Select a play type: Exact Order, Any Order, 50/50, Front Pair, Back Pair, Split Pair, or Combo. Remember all Pick 3 tickets expire one (1) year after the draw date. Pick three numbers from 0 to 9 or use Easy Pick. Need to check your numbers on your Pick 3 ticket Below are the winning Pick 3 numbers. Play Smart™ term is a service mark of the Illinois Lottery licensed to the NCEL.īuy, Scan, and Check tickets with the NC Lottery Official Mobile App. This Tri-State Lotto Commission game continues a favorite for lottery players in Maine. 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The comma separated value files you can download here contain current and past winning numbers from all Pick 3 Morning, Pick 3 Day, Pick 3 Evening or Pick 3 Nightdrawings.Where to Play Contact Videos Business Opportunities For Retailers Help Rules & Terms Privacy Disclaimer Sports Betting Pick 3™ Morning, Day, Evening and Night Download Current and Past Winning Numbers Draws take place at 1pm, 6pm and 9pm every day, with three winning numbers selected between 0 and 9. ![]() ![]() ![]() For this, you get will get unlimited cloud storage, PDF export (up to 300dpi), color space (CMYK, HSB, and RGB) and access to an offline version. On the other hand, Gravit Designer is a desktop and cloud-based vector graphic design tool that provides advanced features for creating complex designs. Find out which software is best for your business today. Gravit Designer Pro costs around $49 a year. 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![]() Zombies game and feed them to the army members. Search for the new power plants in the Plants vs. These plants help the army to remain powerful and motivated when it comes to the battle with the zombies. And just when you think you’ve got a handle on things, obstacles like a setting sun, creeping fog, and a swimming pool add to the challenge. ![]() Indirectly, it is a bottle of the army and the zombies' ut that gives the army the strength to beat the zombies? There are many kinds of plants that you can have in Plants vs. Armed with dozens of zombie-zapping plants, from the classic peashooter to the devious cherry bomb, you’ll need to think fast and plant faster to stop all types of zombies dead in their tracks. Zombies, an online game is between the battle and zombies. DISCOVER HUNDREDS OF PLANTS AND ZOMBIES. Play the hit action-strategy experience where you meet, greet, and beat legions of humorous zombies from the dawn of time to the end of days. 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